Car loan calculator
See what a car loan costs per week, fortnight or month, and how a deposit or balloon payment changes it.
Lender fees (optional)
Check the loan's key facts sheet. Fees change the real cost even when the interest rate looks low.
Example Estimate only. Your lender's figures may differ slightly.
Repayment
Amount borrowed
Total interest
Total cost incl. deposit and fees
Year-by-year breakdown
How to use it
- Enter the car price and your deposit.
- Add the interest rate, term and any balloon.
- See the repayment and total interest.
Questions
What is a balloon payment?
A lump sum due at the end of the loan. It lowers your regular repayments but increases total interest, and you need the money ready when it's due.
Should I compare the comparison rate?
Yes. The comparison rate includes most fees, so it shows the true cost better than the headline rate.